CLEAR AND OPEN
Terms of use and result limitations
Updated: 2026-10-13
Who provides the service
Kalkulatori at kalkulatori.visualmediafactory.net is operated by Visual Media Factory, a freelancing agency based in Sarajevo, Bosnia and Herzegovina. Contact pr@visualmediafactory.com with questions or error reports. The calculators are free and do not require an account.
Purpose of the calculators
The calculators support information, learning and scenario comparisons. Results depend on your inputs, selected units, dates, models and the assumptions displayed on the page. Check these before relying on a result. Our output is not an official document, offer, contract, confirmation of entitlement or decision by an authority.
Decisions that require professional verification
Financial, tax, legal, health, construction and education outputs do not replace advice tailored to you by a suitably qualified professional. Before payment, filing, signing a contract, making a health decision or undertaking construction, verify the final information with the authority, provider or qualified professional. Additional limitations shown beside each calculator form part of the result explanation.
Sources and data updates
Calculator pages identify their sources and, where relevant, the data date, validity period and jurisdiction. Automated checks help detect failed imports or source changes. They cannot immediately identify every rule change or guarantee completeness or applicability to your circumstances. Overdue data is labelled, and some calculations may be temporarily disabled pending verification. Historical values apply only to their displayed period.
External sources and licences
Source links help you verify information. Naming an authority or data provider does not mean it endorses this website. External websites have their own terms and privacy practices. Third-party rights and applicable licences continue to apply. Do not remove required attribution or use this website to redistribute protected datasets without permission.
Availability and responsible use
We may maintain, change or temporarily suspend the service to fix errors, protect security or update information. We do not promise uninterrupted availability or suitability of every calculator for every purpose. Do not disrupt the service, bypass technical protections or attempt to access other people's data.
Liability and mandatory rights
We take reasonable steps to support accuracy, but errors, delays and interruptions can occur. To the extent permitted by applicable law, we do not accept liability for loss caused by relying on an estimate outside its stated purpose or disregarding clearly displayed limitations. Nothing in these terms excludes or restricts liability that cannot lawfully be excluded or restricted, including mandatory consumer rights and data protection rights. These notices do not replace our legal obligations.
Corrections and changes
If you find an incorrect amount or rule, send us the calculator name, a description and a source for verification. Do not send sensitive personal information. The date above shows when these terms were last changed. Updates are published here and are not used to remove mandatory rights that have already arisen.