% Loans and personal finance

Emergency fund calculator

Choose how many months of essential expenses your reserve should cover.

Rules reviewed: 2026-10-13BS / EN
01

Your inputs

Starting values are an example. Replace them with your own.

Your inputs stay in your browser.

02

Your result

Enter your details and run the calculation.

METHOD

How it is calculated

Target = essential expenses × chosen months. Interest is excluded.

TRACEABLE

Sources and validity

Basic arithmetic or geometry using the formula shown. Uses only your inputs.

How we maintain data ↗